Services
A full ecosystem for your wealth
Invest, refer, or learn — we designed a product for each path.
Overview
8 services for your wealth
Bourse Express
Invest in stocks via GeMTI
max gain
African stocks
Track BRVM & African markets
listed market
Government bonds
Guaranteed coupons, 9 countries
max rate Niger
Speculative funds
Oil, Gold, Cashew…
active funds
Capitalisation
Savings plans with contractual rate
capital protected
Company funding
Fund the African economy
funded
Broker partner
Commissions on your referrals
max commission
Financial training
Certified modules in French
for members
Invest in the stock market in minutes
Through the GeMTI partnership, 3WF gives you access to high-yield stock market products on the BRVM. Plans between 4 and 25 months, announced rates up to 95%.
- Plans from 4 to 25 months
- Returns from 39% to 95%
- Tickets from 5,000 XOF
- Repayment via mobile money
- 11 GeMTI products available
Portfolio value
750 000 XOF
Orange Withdrawal
+95%
GeMTI Deposit
+109%
Mali Deposit
+69%
Max stated return
* Max stated returns for informational purposes only. Not a guarantee.
Compare returns across all our products
From Bourse Express to BRVM stocks, speculative funds and government bonds — each product has its own risk/return profile. Diversify according to your goals.
Bourse Express
+95%
Fonds spéc.
+60%
Actions BRVM
+15%
Obligations
+9.3%
9 African states, guaranteed coupons
Invest in sovereign bonds issued by ECOWAS and UEMOA member states. Minimum 10,000 XOF, annual coupons, BBB rating.
Bénin
8.01%
Niger
9.30%
Togo
8.00%
Burkina
6.60%
Sénégal
4.90%
CIE
6.69%
Annual coupon rate
Pétrole brut
10%
6 mois
Anacarde
60%
8 mois
Or
6%
6 mois
Coton
30%
3 mois
Argent
15%
13 mois
Diamant
10%
9 mois
Riz
20%
12 mois
Industrie
7%
9 mois
8 funds on African commodities
Oil, cashew, gold, cotton, silver, diamond, rice, industry — speculative funds backed by the continent's natural wealth, with returns from 6% to 60% depending on market cycles.
Grow your savings over the long term
Choose a 3WF capitalisation plan suited to your horizon: scheduled payments, contractual rates and protected capital. Prepare your medium and long-term projects with peace of mind.
- 100% protected capital
- Contractual rate guaranteed at subscription
- Flexible monthly payments
- From 10,000 XOF / month
- Quarterly performance report
Initial capital
100 000 FCFA
After 9 years
277 000 FCFA
Commission by tier
Max commission
5%
on each referred investment
Payment
Mobile money or wire
Every month
Monetise your network by referring 3WF
A transparent partner programme with commissions on referred investments.
- Up to 5% commission on each referred investment
- Dedicated dashboard to track performance
- Training and marketing material provided
- Monthly payout via mobile money or wire
- VIP status after 10 referred investors
- Dedicated support and personalised guidance
Financial training
Learn the basics of investing
Short video modules, with certification — designed for the African context.
- 15–30 min modules, available offline
- French content tailored to local realities
- Quiz after each module to validate learnings
- 3WF certificate for completed modules
Security & compliance
Your funds are protected
3WF applies strict security standards at every step of the investor journey.
- Mandatory KYC verification
- UEMOA-regulated banking partners
- End-to-end encrypted transactions
- Transparent quarterly reporting
- Dedicated compliance team
KYC & compliance
UEMOA regulated partners
9 countries covered
Francophone & Anglophone
100% mobile
Orange Money · MTN · Wave · Moov
Get started today
Start learning and tracking African markets today
3WF is a comprehensive investment platform that lets individuals and businesses easily access quality investment opportunities in Africa.